Debt for Wealth: A Financial Coach's Insight
Leverage. I’ve heard this word used in reference to using debt “as a tool” to grow a business or to build wealth. It’s a fancy word for...
top of page
Monica Wales
Dec 18, 20232 min
Unwrapping Financial Good News
I recently attended a worship service with a friend of mine. The theme of the sermon was “When you have good news, share it.” This was a...
6 views0 comments
Monica Wales
Jun 21, 20232 min
Routes vs. Habits
How many routes do you know by heart? You get in your car, start driving and without thinking, drive directly to your destination....
5 views0 comments
Monica Wales
Jun 12, 20232 min
When is the last time you said...
I had to... I had no choice but to... There were no other options but to... Isn't it easier to say one of those phrases than to say "what...
5 views0 comments
Monica Wales
Jun 12, 20231 min
Can we normalize OR celebrate eating at home?
We spent over $800 on groceries last month for a family of TWO. 💵 I won’t tell you how much we spent in “dining out.” 💰💰💰 But the...
1 view0 comments
Monica Wales
Jun 12, 20231 min
Baby Step #7: Build Wealth & GIVE!
I like to call this Baby Step: Live & Give Generously~ What does this look like? Whatever your heart can dream of. ✅ It could be...
1 view0 comments
Monica Wales
Apr 21, 20232 min
Baby Step #6: Pay off the house EARLY!
Today we’re talking about paying off the house early because, who doesn’t want to have a paid for home? To recap, Baby Steps 4-7 can be...
7 views0 comments
Monica Wales
Apr 20, 20232 min
Car Poor
I’ve talked with several people over the past couple of weeks about their vehicle situation. One woman confessed that she had bought too...
4 views0 comments
Monica Wales
Mar 31, 20231 min
Generosity
One of the best things about being out of debt is that it allows us to be generous in our giving of time and money. I had the pleasure of...
3 views0 comments
Monica Wales
Mar 29, 20232 min
Fully funding an Emergency Fund
I’ve been focusing on the Baby Steps to financial freedom the past few weeks. In case I forgot to mention this, the first three...
3 views0 comments
Monica Wales
Mar 22, 20231 min
What is Your Money Story?
We all have a story about money. They aren’t good or bad, but they do have an impact on how we spend, save, and give this resource. My...
3 views0 comments
Monica Wales
Mar 20, 20232 min
Find the Gold with Baby Step #2
On this St. Patrick’s Day let’s talk about where you can find the pot of gold at the end of the rainbow. It’s the second Baby Step! Pay...
0 views0 comments
Monica Wales
Mar 15, 20232 min
Gambling & Risk
A friend of mine insisted we spend time at Jackpot, Nevada. As you can imagine there is more than one casino there. My intention was...
6 views0 comments
Monica Wales
Mar 10, 20232 min
It's a Windy Baby Step Friday!
Today in Twin Falls, Idaho, it's 48 degrees and the wind is blowing. It's only blowing 23 mph now, but it's expected to blow upwards of...
9 views0 comments
Monica Wales
Mar 3, 20232 min
The Foundation of the Baby Steps
I reference the #babysteps to financial freedom in many of my posts. If you’re not familiar with them, I’m going to spend the next few...
4 views0 comments
Monica Wales
Mar 1, 20232 min
Top 3 Reasons People Rely on Online Retail Therapy
I’ve had several conversations in the past week about spending. Not just spending money in terms of paying bills or going out to eat but...
7 views0 comments
Monica Wales
Feb 22, 20232 min
The Sandwich Generation
“This clever term refers to the generation (consisting of women, in most cases) being caught, or sandwiched, between kids who are...
4 views0 comments
Monica Wales
Feb 17, 20233 min
4 Categories to Cut or Reduce in Your Family Budget
When you’re creating a budget that will work for you and your family for the first time, it can be difficult to know what to include and...
8 views0 comments
Monica Wales
Feb 15, 20231 min
True or False?
"You have to HAVE money before you can MAKE money." This was how a conversation with a relative started last Saturday morning. I've heard...
6 views0 comments
Monica Wales
Feb 9, 20232 min
The Differences Between Therapy, Consulting and Coaching
Emily Dickinson said, "I dwell in Possibility." When my fellow coaches and I talk with people we explain the differences between therapy,...
7 views0 comments