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Monica Wales
Apr 27, 20222 min read
Before You RSVP Yes to a Wedding Invitation...
Tis the season for weddings! As I worked with a client last night, she told me that she had been invited to play a role in the wedding...
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Monica Wales
Apr 20, 20222 min read
Three Great Benefits to Offer Team Members
There’s been a lot of talk about what employers can do to help retain team members. With the labor market struggling to keep up with...
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Monica Wales
Apr 15, 20223 min read
Four Financial Strategies to Tidy Up!
It was a sunny Sunday morning, and I was getting ready to go to church. I wanted to wear something a bit more seasonal or at least...
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Monica Wales
Apr 6, 20223 min read
Access self-care while maintaining a budget!
I will be the first one to admit that self-care to me, means being able to get my nails done, or go to the spa once a quarter and/or have...
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Monica Wales
Mar 21, 20223 min read
What's going to GIVE?
Often, we ask the question of “who” is going to give. More and more I’m hearing couples and families talk about what is going to give? As...
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Monica Wales
Mar 2, 20223 min read
Whose "Vacation" is it?
A new trend is popping up for my clients these days. The clients are all on different Baby Steps and many of them have very generous...
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Monica Wales
Feb 17, 20221 min read
Benefits of a Financially Successful Team Member
IN A WORLD WHERE TEAM MEMBER RETENTION IS THE BEST RECRUITMENT STRATEGY, IT MAKES SENSE TO CONTINUE TO INVEST IN THE DEVELOPMENT OF OUR...
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Monica Wales
Feb 9, 20222 min read
What's In Your Clutch?
Confession time. We’ve been on our debt-free journey for over 10 years and yet my husband and I still have a credit card “for the...
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Monica Wales
Jan 19, 20222 min read
Doing more...of what?
The last week of December and first week of January I took a hard look at the previous year and really defined what I wanted to see from...
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Monica Wales
Jan 14, 20222 min read
Redefining Generosity
Today, my father is turning 70 years old in the middle of a worldwide pandemic. As I look back in my own life, I recall throwing my first...
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Monica Wales
Dec 1, 20212 min read
No-Nonsense Coaching
Recently I was working with a client to establish a budget for her to work with for the month of December. As we talked through the...
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Monica Wales
Nov 17, 20213 min read
The Intelligent Way to Build Your Fully-Funded Emergency Fund
If you’re new to Dave Ramsey's Baby Steps, (or Chicken Steps as one of my clients calls them), Baby Step #3 is to fully fund your...
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Monica Wales
Nov 5, 20212 min read
Three Steps to Protect YOUR Money~
My brother and I had the opportunity to visit Boise this summer. I always take a little bit of cash when I travel but I ran out during...
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Monica Wales
Oct 14, 20213 min read
There's a First Time for Everything!
Do you remember the first time you drove a car or the last time you started a new job? Can you picture it? Did you have butterflies in...
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Monica Wales
Sep 15, 20212 min read
Could this be possible?
Welcome back everyone. Whether you’ve been out of town, away from work, or just getting back into the groove of things and new routines,...
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Monica Wales
Aug 19, 20212 min read
A Breakthrough in School Readiness
The idea of back-to-school shopping today frightens me. I remember what it was like when I was in school. There were five students going...
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Monica Wales
Aug 4, 20212 min read
It's beginning to look a lot like...Back to School!
It’s the last month of summer break for many who are planning to go back to work and/or school. So, time to take those camping trips,...
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Monica Wales
Jul 28, 20212 min read
Six Month Success!
A client who is a single mom and schoolteacher began working with me as her financial coach in February. She has accomplished so much....
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Monica Wales
Jul 17, 20211 min read
Three Steps to Budget Meeting Success!
Ok, so you have lots of meetings on Zoom and in person these days so what's one more meeting? The purpose of the monthly budget committee...
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Monica Wales
Jun 30, 20212 min read
Worry-free summer budgets (Part 1)
There are several things that seem to unknowingly pop up in budgets that can wreak havoc on a budget, especially when you’re just...
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