Four Financial Strategies to Tidy Up!
It was a sunny Sunday morning, and I was getting ready to go to church. I wanted to wear something a bit more seasonal or at least...
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Monica Wales
- Apr 6, 2022
- 3 min
Access self-care while maintaining a budget!
I will be the first one to admit that self-care to me, means being able to get my nails done, or go to the spa once a quarter and/or have...
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Monica Wales
- Mar 21, 2022
- 3 min
What's going to GIVE?
Often, we ask the question of “who” is going to give. More and more I’m hearing couples and families talk about what is going to give? As...
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Monica Wales
- Mar 2, 2022
- 3 min
Whose "Vacation" is it?
A new trend is popping up for my clients these days. The clients are all on different Baby Steps and many of them have very generous...
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Monica Wales
- Feb 17, 2022
- 1 min
Benefits of a Financially Successful Team Member
IN A WORLD WHERE TEAM MEMBER RETENTION IS THE BEST RECRUITMENT STRATEGY, IT MAKES SENSE TO CONTINUE TO INVEST IN THE DEVELOPMENT OF OUR...
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Monica Wales
- Feb 9, 2022
- 2 min
What's In Your Clutch?
Confession time. We’ve been on our debt-free journey for over 10 years and yet my husband and I still have a credit card “for the...
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Monica Wales
- Jan 19, 2022
- 2 min
Doing more...of what?
The last week of December and first week of January I took a hard look at the previous year and really defined what I wanted to see from...
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Monica Wales
- Jan 14, 2022
- 2 min
Redefining Generosity
Today, my father is turning 70 years old in the middle of a worldwide pandemic. As I look back in my own life, I recall throwing my first...
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Monica Wales
- Dec 1, 2021
- 2 min
No-Nonsense Coaching
Recently I was working with a client to establish a budget for her to work with for the month of December. As we talked through the...
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Monica Wales
- Nov 17, 2021
- 3 min
The Intelligent Way to Build Your Fully-Funded Emergency Fund
If you’re new to Dave Ramsey's Baby Steps, (or Chicken Steps as one of my clients calls them), Baby Step #3 is to fully fund your...
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Monica Wales
- Nov 5, 2021
- 2 min
Three Steps to Protect YOUR Money~
My brother and I had the opportunity to visit Boise this summer. I always take a little bit of cash when I travel but I ran out during...
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Monica Wales
- Oct 14, 2021
- 3 min
There's a First Time for Everything!
Do you remember the first time you drove a car or the last time you started a new job? Can you picture it? Did you have butterflies in...
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Monica Wales
- Sep 15, 2021
- 2 min
Could this be possible?
Welcome back everyone. Whether you’ve been out of town, away from work, or just getting back into the groove of things and new routines,...
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Monica Wales
- Aug 19, 2021
- 2 min
A Breakthrough in School Readiness
The idea of back-to-school shopping today frightens me. I remember what it was like when I was in school. There were five students going...
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Monica Wales
- Aug 4, 2021
- 2 min
It's beginning to look a lot like...Back to School!
It’s the last month of summer break for many who are planning to go back to work and/or school. So, time to take those camping trips,...
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Monica Wales
- Jul 28, 2021
- 2 min
Six Month Success!
A client who is a single mom and schoolteacher began working with me as her financial coach in February. She has accomplished so much....
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Monica Wales
- Jul 17, 2021
- 1 min
Three Steps to Budget Meeting Success!
Ok, so you have lots of meetings on Zoom and in person these days so what's one more meeting? The purpose of the monthly budget committee...
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Monica Wales
- Jun 30, 2021
- 2 min
Worry-free summer budgets (Part 1)
There are several things that seem to unknowingly pop up in budgets that can wreak havoc on a budget, especially when you’re just...
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Monica Wales
- Jun 16, 2021
- 2 min
How much time do you have?
When is the last time that you decided something? You were serious about doing something specific, making a change, being someone...
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Monica Wales
- Jun 9, 2021
- 3 min
You can run, but you can't hide!
What’s your favorite sandwich? Is it turkey and Provolone? Ham and Swiss? Grilled cheese or peanut butter and jelly? My top two are the...
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