Coach · Speaker · Catalyst for Change

You're not behind. You're just getting started.

Most of us were never taught how to manage money, and that's not a character flaw. It's the truth. Coaching Freedom works with families and entrepreneurs to understand what is happening with their finances, align their goals, and finally feel confident and in control. No matter the income or debt level, wherever you're starting from is exactly the right place to begin.

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Invite Monica to Speak

Coach · Speaker · Catalyst for Change

You're not behind. You're just getting started.

Explore Coaching

Invite Monica to Speak

"I found that having a 3rd party involved, like Monica, helped a lot. It's much more powerful to hear it from an expert and trust what they say than to have spouses play the finger-pointing game, etc."

Mike M., Idaho

"I’ve never had a positive outcome from talking to others about money until I started working with you."

Jame, New York

“There are a lot of non-scale victories in financial coaching, such as getting out of the shame and becoming proactive vs. reactive."

Taylre, Tennessee

Services and Solutions

Pick the one that sounds most like where you are starting from right now.

As your financial life evolves, so does the support.

Individuals and families

I am tired of not knowing where it all went

One hour a month, virtual, plus a personal check-in from me halfway through. We build a budget that actually works for you (& your household), make a plan for the debt, and start pointing your money to what you care about most.

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Small business owners

The business makes money. I still can't pay myself.

Packages built around your books, your pricing, your confidence, and your cash flow. Two sessions a month plus a personal check-in, so the momentum continues to build between calls.

Explore Business Coaching

Commercial laundry operators

I am about to put real money into a laundromat or commercial laundry plant

One or two days inside a working commercial laundry in Spokane. The routes, the plant floor, the chemistry, the pricing, the hiring. You pick the topics before you arrive.

Explore Industry Consulting

Event organizers

My audience needs to hear this from someone who lived it

Whether your audience needs to rethink their finances, sell without feeling salesy, or finally have the money conversation that they've been avoiding, Monica brings it live, personal and built for your audience and room.

Bring Monica to Speak

Monica's why

I sold my car to a woman who showed up with a shoebox full of cash.

Before my husband and I got married, we were both carrying debt. His personal and business debt and mine. We were taking cash advances on credit cards to make on-time payments on other credit cards. I remember thinking very clearly: I, we, cannot do this forever.

I finished reading The Total Money Makeover and listed my 2007 Toyota RAV4 on Facebook Marketplace that same day. The buyer met me at the local credit union, handed me the shoebox full of cash, and drove the RAV4 back home. I bought a 1998 Ford from a retired pastor and drove it for two years.

Today we own our home outright and carry no personal debt. That is the part people hear. The part that matters more is what it bought me: when I wanted to leave a sixteen-year career in healthcare in the middle of a pandemic and do this instead, I had a choice and I chose it.

That is why the word freedom is in the name.

Money doesn't make things easy.

It gives you choices.

20+ Years

years coaching people

$150,000

in debt Monica paid off

Ramsey

Financial Coach Master Training

What happens on the first call

Thirty minutes. Free. Here is the whole thing, minute by minute, so you can decide whether you want it before you book it.

STEP 1

You talk, I listen

You don't need to prepare anything or have your numbers ready. This call is a conversation, not an interview — show up exactly as you are right now.

STEP 2

Your Current

Financial Situation

We'll talk about your income, debt, and what money looks like in your life today. There's no judgment here, just a real look at where things stand.

STEP 3

Your Ideal

Financial Outcomes

What would financial freedom actually look like for you? We'll explore your goals, your timeline, and what's most important to you on the other side.

STEP 4

What Financial Coaching

Looks Like

I'll share how coaching works, what the process looks like, and whether I think I can genuinely help you get from here to there.

KeyNote Speaker

Bring the Money Conversation to Your Next Event

Monica speaks about budgeting, debt reduction, money mindset, and financial confidence, the same ground she covers with clients, shaped for groups, teams, and gatherings.