Last Updated: August 2026

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Financial Coaching Disclaimer

The information provided by Monica Wales and Coaching Freedom through this website, newsletters, workshops, speaking engagements, social media, and coaching sessions is for educational and informational purposes only.

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Monica Wales is a trained financial coach, not a licensed financial advisor, investment advisor, attorney, accountant, or certified financial planner. The content shared through Coaching Freedom does not constitute professional financial, legal, tax, or investment advice.

Financial coaching is a supportive and educational service designed to help individuals and business owners build awareness, develop healthy financial habits, and work toward their personal financial goals. It is not a substitute for professional financial planning, legal counsel, tax advice, or investment management.

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No Guarantees

Individual results vary. Any financial outcomes, debt payoff results, savings milestones, or business financial improvements referenced on this website or in our materials represent individual client experiences and are not guaranteed. Your results will depend on your individual circumstances, commitment, and financial situation.

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Speaking and Workshop Disclaimer

The content presented in Monica Wales' speaking engagements, workshops, and presentations including but not limited to Relational Sales, Rewrite Your Money Story, Silence Isn't Free, SOPs for Your Money, and From Paycheck to Paycheck to Abundance is intended for educational and motivational purposes only.

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Workshop content, frameworks, and tools shared during presentations are general in nature and may not apply to every individual's specific financial situation. Attendees are encouraged to consult with a licensed financial professional, attorney, or tax advisor before making significant financial decisions.

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Third Party Resources

From time to time, we may recommend books, apps, tools, or third party services. These recommendations are based on our personal experience and professional opinion. We are not responsible for the content, accuracy, or outcomes associated with third party resources.

 

Testimonials

Client testimonials and success stories shared on this website and in our materials reflect individual experiences. They are not guarantees of future results and should not be interpreted as typical outcomes.

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Always Seek Professional Advice

If you need specific financial, legal, tax, or investment advice, please consult a licensed professional who can evaluate your individual circumstances and provide personalized guidance.

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Contact Us

If you have any questions about this Disclaimer, please contact us at:

Monica Wales, Coaching Freedom
monica@coaching-freedom.com
509-869-1267
www.coaching-freedom.com